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Consumer Resources Financial Education
Universal Fidelity LP ( UFLP ) is focused on providing a positive experience. Everything we do is geared toward helping consumers and creditors resolve outstanding accounts, while respecting the rights of everyone involved.
As part of our commitment to consumers, we have compiled the resources below to provide individuals with helpful information about managing credit and improving their financial future.

Credit Karma
Credit Reports can be confusing and CreditKarma offers an easy-to-use experience for accessing your free credit report and understanding what the information provided means. CreditKarma has available tools to help you better understand your financial position and plan your financial future.

Texas Consumer Hotline
The Consumer Hotline is a service of the American Collectors Association of Texas offered to the general public, government and municipal agencies, businesses, and association members who have questions or complaints regarding collection techniques, state and federal laws governing the industry, and consumer’s rights.ACA of Texas Consumer Hotline1-800-957-DEBT (3328)512-467-2528Fax: 512-458-8740E-mail: info@texascollectors.com

Receivables Management Association Consumer Resources
It’s difficult to manage your money. Regardless of what you already know about money, there’s always more to learn, and there’s no time like the present. Learn more about Managing Money & Debt and Protect yourself from Identity Theft. Learn about what to do when contacted by a collector. Learn how the various government laws and regulations protect you.
Submit Feedback
Our team is committed to providing a great consumer experience. To tell us about your experience, please complete our online form or contact our Chief Compliance Officer:Jessica HearnChief Compliance Officer(281) 647-4100 x1615
Email Compliance Officer